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Metrics | Range | Conclusion |
---|---|---|
Selected LTM P/E Multiple | -0.6x - -0.7x | -0.7x |
Selected Fwd P/E Multiple | -1.1x - -1.2x | -1.1x |
Fair Value | $0.22 - $0.25 | $0.24 |
Upside | 77.0% - 95.6% | 86.3% |
Benchmarks | - | Full Ticker |
Dominion Lending Centres Inc. | - | PINC:BRLG.F |
Rocket Companies, Inc. | - | NYSE:RKT |
Marqeta, Inc. | - | NasdaqGS:MQ |
Guild Holdings Company | - | NYSE:GHLD |
Mr. Cooper Group Inc. | - | NasdaqCM:COOP |
Pineapple Financial Inc. | - | NYSEAM:PAPL |
- | - | - |
Select Price / LTM EPS Ratio | ||||||||
Benchmark Companies | ||||||||
BRLG.F | RKT | MQ | GHLD | COOP | PAPL | |||
PINC:BRLG.F | NYSE:RKT | NasdaqGS:MQ | NYSE:GHLD | NasdaqCM:COOP | NYSEAM:PAPL | |||
Historical Net Income Growth | ||||||||
5Y CAGR | NM- | NM- | NM- | 77.1% | 21.2% | NM- | ||
3Y CAGR | NM- | -54.3% | NM- | -30.0% | -22.4% | NM- | ||
Latest Twelve Months | -198175.0% | 289.3% | 112.2% | 349.0% | -10.6% | -30.3% | ||
Historical Net Income Profit Margin | ||||||||
5 Year Average Margin | 5.5% | 23.5% | -22.0% | 13.3% | 30.5% | -93.9% | ||
Prior Fiscal Year | 0.1% | -0.4% | -33.0% | -5.4% | 27.9% | -112.3% | ||
Latest Fiscal Year | -165.2% | 0.5% | 5.4% | 8.4% | 30.1% | -152.6% | ||
Latest Twelve Months | -165.2% | 0.5% | 5.4% | 8.4% | 25.9% | -134.3% | ||
Current Trading Multiples | ||||||||
EV / LTM EBITDA | 16.8x | 18.2x | -98.5x | 14.7x | 10.3x | -0.7x | ||
Price / LTM Sales | 7.9x | 4.4x | 3.5x | 0.7x | 3.4x | 0.4x | ||
LTM P/E Ratio | -4.8x | 59.8x | 65.5x | 8.2x | 13.1x | -0.3x | ||
Low | Mid | High | ||||||
Benchmark LTM P/E Ratio | -4.8x | 13.1x | 65.5x | |||||
Historical LTM P/E Ratio | -2.3x | 0.0x | 0.0x | |||||
Selected P/E Multiple | -0.6x | -0.7x | -0.7x | |||||
(x) LTM Net Income | (4) | (4) | (4) | |||||
(=) Equity Value | 2 | 3 | 3 | |||||
(/) Shares Outstanding | 9.7 | 9.7 | 9.7 | |||||
Implied Value Range | 0.25 | 0.26 | 0.27 | |||||
FX Rate: USD/USD | 1.0 | 1.0 | 1.0 | Market Price | ||||
Implied Value Range (Trading Cur) | 0.25 | 0.26 | 0.27 | 0.13 | ||||
Upside / (Downside) | 95.2% | 105.4% | 115.7% |
Equity Value | |||||||
Benchmark Companies | |||||||
(in millions) | BRLG.F | RKT | MQ | GHLD | COOP | PAPL | |
Value of Common Equity | 626 | 1,756 | 1,787 | 797 | 7,521 | 1 | |
(/) Shares Outstanding | 78.4 | 147.3 | 470.3 | 61.9 | 64.0 | 9.7 | |
Implied Stock Price | 7.98 | 11.92 | 3.80 | 12.87 | 117.54 | 0.13 | |
FX Conversion Rate to Trading Currency | 1.38 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | |
Implied Stock Price (Trading Cur) | 5.78 | 11.92 | 3.80 | 12.87 | 117.54 | 0.13 | |
Trading Currency | USD | USD | USD | USD | USD | USD | |
FX Rate to Reporting Currency | 1.38 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |